The Carlisle Method
Four steps. A written recommendation you can take to your CPA. No surprises about what happens next.
Discover
It starts with four questions, before we look at a single number.
- What are your goals, for the business and beyond it?
- Whose presence in your life matters most?
- What are your biggest concerns?
- How do you see your exit, whenever it comes?
Then we gather what matters: any ownership agreements, current coverage, a working estimate of business value, retirement account statements, and contact details for your CPA and attorney.
Design
We build your written report: Continuity, Exit Income or Legacy & Liquidity, depending on what you need. It shows the gaps under each scenario and the options to close them, with the trade-offs in plain language.
- Side-by-side options across multiple A-rated carriers
- With your permission, a review with your CPA and attorney before you decide
Implement
We manage underwriting, applications and carrier paperwork, and coordinate with your attorney so ownership and beneficiary designations match your documents.
- One point of contact throughout
- A one-page Plan Summary: what’s in place, who owns it, who benefits and what triggers each benefit
Review
Businesses change. Plans should too. We review every year, and whenever something material happens:
- The business value changes significantly
- A partner joins or leaves
- A sale or transition comes into view
- Tax law or family circumstances change
Our Commitment
You’ll always receive a written recommendation you can review with your CPA and attorney, and you’ll never be asked to decide on the first call.