Retire on income you can count on.
For individuals and families with $250,000 or more in a 401(k), IRA or TSP who want certainty about the paycheck that has to last the rest of their lives.
The Decision
Leaving a job is one of the biggest money decisions you’ll make.
When you retire or change jobs, your 401(k), 403(b) or TSP has to go somewhere. Leave it, roll it to an IRA, or use part of it to create guaranteed lifetime income. Each choice has different costs, protections and tax consequences.
We lay out your options side by side, in plain language, and help you decide what portion of your savings should be protected from market losses and turned into income designed to last for life.
How We Help
Three parts of a retirement that lasts.
The income floor
Cover essential expenses with guaranteed sources: Social Security, pensions and lifetime annuity income.
Principal protection
Fixed indexed annuities protect your credited value from market losses, with growth limited by caps or participation rates, and surrender periods explained up front.
Tax-aware income
Coordinating with your CPA on how and when you draw income, so more of it stays with you. We don’t give tax advice; we make sure the right questions get asked.
Federal Employees
TSP and federal retirement.
Federal employees face unique decisions around the TSP, FERS and survivor benefits. Our TSP Freedom Guide walks through them.
Annuities are long-term products with surrender charges and limitations. Fixed indexed annuities are not invested in the market. Guarantees depend on the financial strength and claims-paying ability of the issuing insurer. We do not provide investment, tax or legal advice.